All posts tagged Personal Lines

Mar Bar PL

Personal Lines Composite Rate Steady at Plus 1 Percent

Homeowners rates slightly higher US personal lines insurers continued their slow but steady pace in July 2016 with the composite rate matching that of June 2016 at plus 1 percent. Richard Kerr, CEO of MarketScout noted, “Admitted market insurers are …

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Mar Bar PL

Composite Rate for US Personal lines Holds Steady in June

Average rate up 1% across US

The composite rate for personal lines insurance placed across the United States held steady at plus 1 percent, making June the third


Webinar: Underwriting Unmanned Aerial Vehicles

Richard S. Pitts, J.D.

The total commercialization of drones appears to be inevitable. With drone prices falling and commercial uses for drones rising,

broken lense

When Accidents Happen—to Someone Else’s Stuff

By Elizabeth Anne Rise, CIC

HO Coverage: When Your Client Damages Personal Property of Others’

Consider these loss scenarios:

  • Carrie borrows a friend’s camera to take with her on vacation to

Sabine Pass

Sabine Pass High School Students Pioneer New Program

In the wake of two hurricanes— Rita and Ike—that devastated the Sabine Pass, TX, area, an innovative idea for rebuilding was born. Kathleen Hicks, Chairman of the Certified Insurance Counselors (CIC)

Mar Bar PL

March Personal Lines Rate Cuts Moderate

Homeowners’ rates flat

US personal lines insurers have stopped cutting rates; at least for the month of March.

Richard Kerr, CEO of MarketScout, profiled the change, “The composite rate


“Residence Premises”: The ISO Homeowners’ Hidden Total Loss Exclusion

By Jerry L. Kennedy, CIC

Let’s say your agency provides the homeowners insurance for the following clients:

  • Jim, who was recently relocated by his employer to Raleigh, North Carolina; his home in


Coverage for Collegiates

College Students’ Auto Exposures and Coverages–Part 2

By Samuel T. Bennett, CIC, AFIS, CRIS, CPIA

As a long-time resident of a town with a major university, two colleges, and several satellite campuses of

Mar Bar PL

US Composite Rate for Personal Lines Down 1 Percent

Steady market reflects little movement

The cautious approach of US personal lines insurers continued in February 2016 with rates down 1 percent, the same decrease as in January

Mar Bar PL

Personal Lines Rates Down 1 Percent

2016 year begins with continued rate decreases

Personal lines insurers are maintaining an even pace for pricing with a slight decrease in rates from the same time last

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