All posts tagged P&C Commercial Property

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Insurers Close Out 2015 with Further Rate Reductions

December composite rate down 4 percent Insurers continue to fight for market share and, as a result, the US P&C composite rate was down 4 percent in December. Richard Kerr, CEO of MarketScout, outlined the current pricing environment by noting, …

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Mar Bar CL

US P&C Rates Continue to Slide South

Property rates lead downward adjustments

As the 2015 year moves closer to completion, US insurers continue to adjust rates downward. The composite rate index for all property and

Mar Bar CL

Property and Casualty Rates Down in October

Rates continue to slide

The commercial property and casualty rate index in the US was down 2 percent in October. Richard Kerr, CEO of MarketScout noted, “Insurers are

Mar Bar CL

Commercial Insurance Rates Down 1 percent

US insurers getting more aggressive

It appears US insurers are tuning up their pricing as the market officially becomes soft again in September with a composite rate of


Environmental Incidents Will Happen. Are You Prepared?

By Michael Franzese, CIC, CRM, CPCU, AINS, AU, ASLI, MBA, CPA

A warehouse owner receives a phone call from the night watchman early in the morning following a holiday

Mar Bar CL

US P&C Rates Flat

August rates slightly lower than July

The August 2015 composite rate for property and casualty insurance placements across the US measured flat or no change as compared to

Mar Bar CL

US Commercial Rates Up 1 Percent

July composite pricing reverses trend

After four months of a stagnant rate environment, the US commercial market increased rates in July from flat (no increase) to plus 1

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June P&C Rates in Doldrums

Four Months, No Significant Rate Movement

Sometimes doing nothing seems to be the best strategy. Many large property and casualty insurers appear to be adopting this strategy over

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Insuring the Non-Traditional Business: Looking Beyond the Homeowners Policy

By Melissa Maldonado, AIC, ARC
The National Alliance

In a world full of entrepreneurs and start-up businesses, the home-based business is often the most difficult to maintain successfully. From balancing the separation of personal


Business Interruption Coverage for Businesses On the Move

By Elsa Sanchez, CIC, CRM
The National Alliance

Let’s discuss business interruption for the mobile business. No, we are not talking about mobile homes. A mobile business can be described basically as

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