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Protecting Employers: The Liability Impact of the Affordable Care Act

By Richard G. Clarke, CIC, CPCU, RPLU, CITRMS The Affordable Care Act (ACA), signed into law by President Obama in March 2010, is revolutionizing both health care insurance and the delivery of health care services. With limited exceptions, all individuals …

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Bonds in the CGL Policy: A Look at Bail Bonds and Bonds to Release Attachments

By Dwight Kealy, J.D., CIC

Most people do not think of the Commercial General Liability (CGL) Policy as a place to get payment for bonds, but the CGL Policy provides payment for


Coverage for Collegiates

College Students’ Auto Exposures and Coverages–Part 2

By Samuel T. Bennett, CIC, AFIS, CRIS, CPIA

As a long-time resident of a town with a major university, two colleges, and several satellite campuses of


ISO’s Crime Changes: Keeping Pace With Our Digital World

By Catherine L. Trischan, CIC, CRM, CPCU, ARM, AU, AAI, CRIS, MLIS

Let’s take a step back in time.

Who would have imagined a day when money was made up of bits


Beyond Traditional Benefits: Sweetening the pot without draining the profits

By Jim Cuprisin, MBA, CIC, CRM, ARP

Successful agency owners and managers realize the importance of designing compensation plans that will attract and retain experienced and talented personnel for their agency, while


Protecting Children from Evolving School Risks

By Stacy Corluccio, CSRM

When choosing a school for their children, parents understandably want the school district to be the best from an educational standpoint. To ensure that the school district meets their standards, they often


Distracted Drivers Driving Up Accident Rates

By Sarah Warhaftig, J.D.

At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving—a number that has held steady since 2010.


Commitment and Community: One Agency’s Vision for the Future

By Jacob Garcia

(Use the audio player at the end of this article to listen to the full interview with Jeff Sargeant, CPIA.)

At Community Insurance Group (CIG), the word

Earth and Sun

Top Global Risks Impacting Latin America

By Mary Husk, CIC, CRM, CPCU

This article is based on a discussion with Alejandro Marmorek, Aon Risk Solution’s Chief Commercial Officer—Latin America. He spoke with Mary Husk, CIC, CRM, CPCU, VP

College student

Coverage for Collegiates

College Students’ Homeowners Exposures and Coverages–Part I

By Samuel T. Bennett, CIC, AFIS, CRIS, CPIA

As parents, we understand and look forward to the natural transition of our offspring from infancy

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