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storage tanks

Above Ground and Underground Storage Tanks

By David S. Hershey, CRM, CPCU, ARM, CPSR, AMIM, MLIS The subject of storage tanks can be a sore spot for some risk managers. If, for example, you are in a business that requires the storage of a pollutant, such …

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Protect Your Agency from a Cyber Attack

By Timothy L. McClendon, CIC, CWCA,
and Mark C. Greisiger

As I’ve traveled around the country over the last few years, I have seen that most agents recognize the various cyber risks


Droning on About Drones: ISO Endorsements Address Drone-Related Liabilities

By Elsa Sanchez, CIC, CRM

For years we have seen and heard news reports about the military’s use of unmanned aircraft systems (UAS)— commonly referred to as drones. However, the use


The Role of Conflict in Risk Management: Leverage this Important Dynamic for Positive Results

By Dale Sharpe-Jenkins, M.S., CIC

Senior and mid-level managers and supervisors are engaged in situations of organizational conflict on a regular basis. They are involved either as parties to the conflict or


The ABCs of D&O: Addressing the Coverage Needs of Directors and Officers

By Chris Christian, CIC, RPLU

As the market for privately-held Directors and Officers Liability Insurance (D&O) continues to contract, it becomes more and more difficult to find quality coverage for the management liability and


Can You Identify with That?

Part 2 of “Establishing a Risk Management Culture in Your Agency

By Elsa Sanchez, CIC, CRM

In a recent article, we addressed developing and implementing a plan

Business People

Employee Attendance, Performance, and Conduct: Actions to Reduce Your Risk

By Michael Mirarchi, J.D.

This article is intended for leaders in insurance agencies who want to avoid employment-related lawsuits. Most employment-related lawsuits are the result of a leader doing the wrong thing,

Private Jet Series

Personal Risk Managers: The Role They Play For Their Affluent and High Net Worth Clients

By Beverly A. Messer, CIC, CRM, CISR
and JoAnn M. Clarke, CIC, CRM, CISR, CSRM, CPCU, ARM, AAI, CPIW, ARe

Diverse is one word to describe individuals who are affluent or


Is Mechanical Breakdown Coverage Needed?


Example #1: Paul’s and Sarah’s home is a “smart house.” Through technology, everything possible is automated and controlled by their smart


Pandemic Epidemic? What is the Appropriate Response?

by Sarah Warhaftig, J.D.

Merriam-Webster defines pandemic as an epidemic of an infectious disease occurring over a wide geographic area and affecting an exceptionally high proportion of the population. Pandemics are often considered emerging

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