Archive for July, 2014


Vicarious Liability

A personal auto policy usually excludes accidents arising out of vehicles used to transport people or things for a fee.  Share-the-expense car pools are the exception to this exclusion.  In this court case, Elizabeth Mosley volunteered to drive Medicaid patients …

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Where On The Dec?

Being listed on the Declarations Page under drivers does not guarantee protection under a personal auto policy.  After being injured in in an auto accident while


Fall Prevention

Each year falls are one of the leading causes of work place injuries.  OSHA’s Fall Prevention Fact Sheet provides visual reminders of how to prevent falls.

Mar Bar PL

Personal Lines Rates Increase

Does it matter when your personal lines policies renew? According to Richard Kerr, CEO of Dallas based insurance exchange MarketScout, the answer is, yes. Mr. Kerr

Online Tool

Hazard Identification

OSHA announces a new hazard identification training tool aimed to teach small business owners and workers how to identify workplace hazards.  The interactive, online game has

Home Health

Travelling Employees

As a home health aide, Mary Spellman used her personal vehicle to travel to and from each patient’s house.  Her employment agreement included mileage reimbursement for

Drunk Driving

Uninsured Motorists Limits

Heike Wehrle and Robert Wehrle were severely injured by a drunk driver.  As a result of the auto accident, Heike injuries exceeded $1.5 million while Robert’s


What A Difference A Word Makes

In this court case, the insured was injured in an accident with a hit-and-run driver.  After the UM claim was denied by the insurer on the


Employer’s Responsibility In An Away-From-Home Assignment

While working on an extended out of town assignment, an employee causes an auto accident.  Is the employer vicariously liable for an accident while the employee

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