Archive for February, 2013

Jan CL

Commercial Rates Up 5% for January 2013

Commercial insurance rates across the United States increased 5 percent on a composite basis. Transportation and manufacturing risks lead the rate increases at plus 6 percent. Small accounts continue to pay a higher rate than larger accounts. “The commercial market …

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January Personal Lines Rates Up 4%

MarketScout has calculated the January 2013 rate index for personal lines insurance in the United States. On a composite basis, rates are up 4 percent as


Hospice Care Often Too Late

Hospice end-of-life care is designed to make patients comfortable when dealing with a terminal illness.  In addition to pain management, hospice care usually includes psychological and


Workplace Safety Contingent on Employment Status?

Occupational hazards are more prevalent in jobs requiring physical labor and heavy duty equipment.  Workers in the construction and agricultural industries are particular vulnerable to injury


Property and Casualty Rates Slowly Increased Through 2012

After seven plus years of a soft market, the property and casualty industry finally showed consistent rate increases in 2012. Beginning January 2012, the composite rate

Dec PL

Personal Lines Rates Slowly Increased in 2012

Personal lines insurance rates began the year 2012 up 2 percent and gradually adjusted to plus 4 percent by year-end.

December rates for the personal


Looking to Hire?

If you are looking to hire the right person, it is important to start with the right job description.  Learn some practical tips that will help


Have an Exit Strategy

Following the unfortunate nightclub fire in Brazil, Texas State Fire Marshal’s Office reminds everyone to have an exit plan that includes two ways out of every

Pre-Existing Condition

Pre-Existing Condition Insurance Plan

In compliance with the Affordable Care Act, some states have created a state administered healthcare exchange; other states participate in a federally administered program.  View the


Commissioner Says No to Rate Increase on State Farm Homeowners Policies

On February 15, 2012 State Farm increased Homeowners premium by 7.8%.  In November the insurer requested a 16.6% increase.  Commissioner Donelon denied the request.

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